Payment Information

✅ Supported Payment Methods

• PayPal
• Credit/Debit Cards: Visa, Mastercard, Maestro, American Express, Diners Club, Discover
• Digital Wallets: Apple Pay, Google Pay (available on supported devices and browsers)
• Buy Now, Pay Later (BNPL): Klarna (availability depends on region and eligibility)

💱 Currency & Settlement

• Displayed currency: [USD/EUR/GBP/AED/…]; final charge usually settles in [USD or your gateway currency].
• If your card is issued in another currency, your bank may apply a small conversion fee.
• Billing descriptor: [YOURSTORE*ORDER] (the name that appears on your statement).

💳 Authorization & Charge

• Your card will be authorized at checkout; the final charge occurs once your order is confirmed.
• Some banks may show a pending authorization hold, which is usually released within 3–7 business days.

🔒 Security & Compliance

• All transactions are protected by SSL encryption.
• We support 3D Secure / additional verification codes where required by issuers.
• Payments are processed via PCI-DSS compliant providers; card numbers are never stored on our servers.

🧾 Klarna / BNPL

• Available in [e.g. US, UK, Germany, Nordics] depending on checkout eligibility.
• Subject to approval; late payments may incur fees as per Klarna’s terms.

↩️ Refunds & Cancellations

• Refunds are returned via the original payment method: cards usually take 3–15 business days, PayPal or wallets may be faster.
• For BNPL purchases, refunds are handled according to Klarna’s policy and may first offset outstanding installments.
• Please see our Return & Refund Policy for full details.

❓ Frequently Asked Questions